[dnadler]

My wife and I recently had to settle an estate (pre-covid), and most subscription services are quite easy to work with. The estate we were dealing with was a bit of a mess, so we basically had nothing to go on except some bank/credit card statements. We were able to contact the banks, deactivate all the credit cards, and contact some services to request refunds for several months of service. We didn't have any trouble getting those refunds after providing the death certificate.

Obviously, it would have been much less of a hassle if we'd had the account information from the beginning, but there were much more annoying problems to deal with than deactivating Netflix.

If you're really concerned about this, make sure you have a will in place and beneficiaries defined on your financial accounts. That is probably just as important as making sure your dependents have immediate access to your money.