[Nightshaxx]

I disagree. This is an extremely important feature. If something happens to me, I wouldn't want my family to have to jump through insane hoops to get access to my accounts for a bit of extra theoretical security. At this point something traumatic has already happened to them and this would just be another emotion burden. This could be for financial reasons, or say if I were missing, to communicate with my friends.

Let people who don't need it and don't want it turn it off, but for me I'd definitely have it on.