[kamaal]

I think the guy earning high is to blame here. Nobody else is responsible for one's financial mess(Recession, Inflation, government etc) if one doesn't know how to manage their money well.

All measurements in the world are relative. One person lives frugual, saves and invests money. Another person doesn't.The spend thrift guy will have himself to blame. You can't have good earning conditions all your life, good and bad times come alternatively in every person's life.There will always be recessions, wars and inflation. There will always be health problems, there will always more competition.

The responsibility to secure your future when you have the chance is yours.Savings and good investment decisions make people incrementally richer. A person may not become a millionaire next year with this strategy, but over time savings and good investment decisions can make you really rich over time(When you need it the most).