[droz]

When I started college, I had 1000$ to my name. I didn't take out any loans and worked my way through a full load every semester for four years. Graduated and found a job and lived in places well below what I could afford. Every pay check I put between 55-65% of what I earned into savings. A couple years later I bought a house. Took the rest of that savings and put it into the market. Now, eight years later, I've got six figures in the bank and another five in the market. It isn't impossible to come up with money, you just have to think longer term and be disciplined about it.