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by JCB_K 5501 days ago
I'm definitely not in the part of my life yet when I have to worry about money...but still I do. I actually just made my first proper budget (proper as in not just write down what I'm expecting to spend, on the back of a napkin, but doing it by month, comparing it to what I get per month, planning stuff.) and you know what? It actually made me feel good.

Knowing exactly what I can spend on what is a really comforting thought. When I'm in a shop and I see something I want, before I would have to quickly count up the big expenses of the coming months, see what I have left, and decide if it's worth it. Now I know exactly in what category the item is, and how much money I have left. If I don't have enough and I feel like I really need it, I can take a look at my budget and adjust it slightly.

On a sidenote, I'd love to start a business one day, but as long as it's not completely necessary (and safe) I would never want investments. I'd much rather bootstrap my product instead: the risk is much lower, and the relaxed feeling much higher.