[kwis]

I've seen similar studies about emergency funds for many years. They all say roughly the same thing: most people don't save money. To the point that not only do they not have $2,000, they can't borrow $2,000 to handle an emergency.

[nazgulnarsil]

define "most". saving is a cultural norm in china. I've heard figures of as much as 50% of many family's income being saved.