[pitdesi]

I guarantee that you don't have 1.79% + 22 cents for all transactions. You've got tiered pricing, which is mostly a bait and switch scam. http://feefighters.com/blog/tiered-pricing-for-merchant-acco...

If you'd like, you can email me your statement and I'll tell you what you're really paying

[mildavw]

That rate is what our accountant told me to put into the accounting software. I didn't actually see the statement. I can tell your that our average transaction is $205 and it's all card-present. There were 1031 transactions over two days. Maybe the tiers average out to that rate.