[vptr]

I used ledger for a year. I was able to script conversion of my transactions to ledger format. It was good to see where my money goes. But like you said, I don't care much about budgeting or tracking my personal expenses. As SWE (not to brag) I make enough money to not think about these things. I'm also pretty frugal person, so majority of my expenses are just food.

Now, I also have a small LLC. And I used to track my business income/expenses. It's useful, but also, I don't have that much volume to really care about ledger it's just too much work right now. Last year I did taxes with ledger, it was PITA to import everything. This year I just dumped my transactions into google sheets and setup pivot table, which accomplished exactly what I needed for tax return.