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by banana_giraffe 1987 days ago
When I went into sing my Mortgage Loan, the officer pointed at the X's and said "sign here, here, and initial here, here, and here"

I then turned to page one and started reading.

The conversation that ensued, where they tried to get me to sign without "wasting their time" was amazing. I get I'm unusual for wanted to read what I'm signing, but I can't have been the only one. I do suspect I was one of the rare ones that they couldn't bully into signing quickly.

3 comments

I do the same kinds of things, but sometimes it helps warn them in a friendly way before scheduling the appointment. :) Often, I try to request the papers etc in advance, to make it easier on all of us, then I can take my time, ask questions, etc.
As I said, it was a bizarre conversation. I did ask if I could reschedule if time was tight right now. I totally get it if they had an appointment, even something not work related, that I'm putting at risk.

They were having none of it. It's possible I just got a jerk.

Yah, it is hard. Sometimes I thought afterward that I was a jerk (or someone else was). Live, learn, practice as we go sometimes. Frankly I applaud you for efforts at being honest and reasonable at the same time -- it is not a skill we are born with, it would seem...?
My instinct in that situation was to talk to the person about what I was reading when I felt they were getting impatient. Not let them have a conversation about hurrying up.
A mortgage is a lot of money, how can so many people not be reading them?
They are worried they won't be lent the money and the purchase will fall though.