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by zdw 5513 days ago
A more useful graph of income distribution would be inflation adjusted - this graph might be useful in that regard (shows the larger overall take of total income by the extremely wealthy):

http://en.wikipedia.org/wiki/File:Share_top_1%25.jpg

Regarding the lending question - the wealthy lend through buying government securities, in the same way that any fixed financial instrument works - you give someone X dollars, you expect X+% back.