[mikkergp]

I've thought about writing something like this. Right now I use a spreadsheet. The "killer feature" I've been looking for is the ability to compare things. Like, if I paid an extra $100 a month, how much faster would I pay off the loan and how much money would I save in interest. Also maybe different repayment strategies. Like one where your payments get gradually lower every month and one where they get gradually higher every month.

[jnskender]

I’ve got these features in the backlog! I’d love for you to play around and provide some feedback on current state! Everything is client side and reactive to your plan changes so it’s easy to quickly see how your changes effect your plan.

[mikkergp]

You should ask for term length and then calculate the minimum monthly payment, because I don't have to look up the minimum monthly payment. I notice that "mortgage" account type is missing. I always think that credit cards are tough for things like this because it's such a moving target, you'll probably have to integrate with the banks. Also I guess this is mostly around the snowball method (as you said it was) but my interest is more in, what are the most efficient ways to pay off one or two large debts.

[jnskender]

Great feedback. Truly appreciate your time and suggestions.

[mgkimsal]

a bit OT, but I have a mortgage, and noticed that my mortgage processor did an upgrade last month, and have included a "what if I paid $x/month more?" live calculator, as well as a 'one time payment' calculator. of course, you can find many of these around the internet, but it was useful to see it baked in to my account dashboard with my exact numbers/dates/etc.