[goleary]

I'm a little surprised about the outpouring of love for Simple. I've been a customer for a year or two and have always been super frustrated with the performance of their web & mobile apps, and their customer service.

I only joined and stuck around because the 1% interest rate was better than anything else I could find at the time. Since their rate dropped I transferred all of my money away.

I'm with Yotta & Onefinance today.

Yotta offers >1% interest rate when you calculate it all out. Definitely not anywhere near the 2-3% the people are mentioning in the the comments. They also just recently dropped the # of tickets you get on deposits above $25k which doesn't help.

One finance offers a 1% rate up to $25k & 3% on an account that can be funded by diverting up to 10% of your direct deposits. They also have "Pockets" which I think is similar to what Simple did but tbh I never use any of that stuff...I'm just a rate chaser.