[onyb]

To be honest, I'm just tired with my bank.

All they care about is opening new accounts, and selling financial products to people who don't need them. They custody your money, but it's impossible to reach them when you need their help. The banking industry continues to exist with websites that were designed in the 2000s. The tipping point for me was when my bank denied cash withdrawals during the initial weeks of the first COVID lockdown.

You may not have been through the same experience, but remember that most of the world's population is either legacy-banked, or unbanked.

Bitcoin hitting $1T is not just speculation - there's a deeper story behind it. All the hype aside, let's not forget what Bitcoin really fixes.

[drchopchop]

Chase is pretty good about giving me debit cards, credit cards, FDIC protection, e-checks, safe/reversible transactions, and fraud protection. They also do actually answer the phone when I call.

Maybe you just need a new bank? Bitcoin provides none of these solutions.

[onyb]

> Chase is pretty good ...

I'm sure Chase provides great services, but isn't it like a first-world bank? They have high minimum-balance requirements and fees in most countries.

> Maybe you just need a new bank?

I do, and that's why I plan on completely switching to neo-banks.

> Bitcoin provides none of these solutions.

It does provide a few things that Trad-Fi does not, notably self-custody of funds and deterministic monetary policy. It's valuable to many people.

[patentatt]

Try a credit union, they're generally more end-user friendly than corporate banks.