[harperlee]

Banks typically would react overnight to OFAC list updates, through a sanctions list service.

If no DOB or similar is also provided, though, scoring should not be too high - and if a match with Mohammad is enough to trigger an alert, the overnight alert delta would be either manually processed by Compliance, or bulk closed as false positives, depending on how much time you need to unblock the clients and similar risk considerations.

[A4ET8a8uTh0]

I am not sure if you realize it, but you are proving my point. Banks found a way to address the issue without adversely affecting the customers. Github appears to have only recently started to do the same, but they opted for a blanket approach as opposed to a more targeted one.

[harperlee]

Sure, I’m just not trying to disprove you, I argued similarly in other threads.