|
|
|
|
|
|
by vladvasiliu
1996 days ago
|
|
|
> Here in Europe is not perfect, bu paying more is not necessary to get better health care. I would say it depends on your illness. Here in France, if you have teeth problems, need glasses or eye surgery in order to not go blind or need to stay in the hospital, you better have good insurance (mutuelle). The state social security /does/ pay for this, but the amounts are ridiculously low. I'm not sure what the prices are in the US, but healthcare over here is not free. Source: my mom had to undergo eye surgery (the mutuelle had to cover a fair chunk of the cost) and my father had to spend some time in the hospital for surgery; both where in "state-approved" clinics. I'm not familiar with how the US system works, but from what I understand this "mutuelle" thing looks like the employer health plans in the US. It's also paid for by the employer over here, but you have to pay income tax on it. I think that many people, at least when they compare the US to France, consider that the insurance paid-for by the employer is somehow "free", or don't even realize it's there. |
|
|
AFAIU Mutuelle costs tens of euros a month, not hundreds or thousands.
In Italy it's the same, you can go to public hospitals which are always free if the procedure is necessary, or you can go to private hospitals or clinics and pay by yourself or through a medical insurance policy, but you absolutely don't need it, it's a choice people make.
The company I work for pays for my insurance policy, it costs them 25 euros/month and I can spend up to a couple thousand euros a year on medical procedures.
Usually people use those for things like fixing your teeth as an adult (up to 18 years the State here covers 100% of the expenses)
I used it to get two dental capsules at 70% discount rate (it was manageable anyway, less than 15 hundred euros, all included)