[cubic]

My least-effort solution to most of these issues is to be storing hard copies of the password to my primary email in different places and using 2FA.

Then if my password manager does get nuked or compromised, I can "restore" my accounts by using the "forgotten password" feature for most places. If I get trojaned, what are they really going to do with my accounts? The majority of things of importance are behind 2FA anyway, and I'm not a public enough figure that any of my data that isn't is of any importance anyway.