[jschwartzi]

This was a serious discussion my wife and I had when we were deciding to have a kid. The maximum out of pocket for both of us could easily wipe out my savings.

It felt really fucked up to have this discussion in what is supposed to be a first-world country. Like we were talking about alternatives like hiring a midwife or a doula because it would be cheaper. I don't even think that would be a discussion in most second-world countries.

The whole system is outrageous.

[agensaequivocum]

You probably won't hit the out of pocket maximum unless there is a complication. When my wife and I had our first, I was making decent money, still the hospital wrote off the entire bill through their financial assistance program.