[ssivark]

Most people who claim that they don’t care about protecting their data or how it’s used don’t realize that a 0.1% increase in their interest rate on a big expense (say a home loan) probably works out far more expensive than all the nickels and dimes they might save otherwise, including by using “free” services on the web.

[novok]

A %0.1 interest rate increase is like $40/month if you live somewhere expensive. Could you reproduce all of the free services for $40/month or less? I'm not so sure.

[ssivark]

If you ask people if they would pay $40/mo for the assortment of social media etc web services they use to completely avoid usage tracking, they’d probably typically refuse.