[regularemployee]

> But imagine if you didn't have any of those friends to give money to - how fo you then know how to allocate your money?

Not sure tbh.

> Or let's scale up your salary so that you're now a millionaire.

I really don't see this happening, I plan to give out exactly what I make for the rest of my life.

> ... Now if you increased the amount to 100k a month, would you say they're efficiently spending every penny, or would a portion of that be better spent given to other families?

Judging from my other engineering peers, I would say 0% of my peers are "efficiently spending every penny". Or 100%, depending on how much you value mental health. One could argue that buying a Peloton is great for mental health. :shrug: