[war1025]

Yea. You can get $240k in debt.

Good luck getting anyone to lend you that kind of money if you're actually poor.

Someone who is able to get deeply in debt basically by definition has access to money. They would not be granted loans otherwise.

[abfan1127]

the largest portion of my debt was student loans (over half), which anyone can get in the US (not sure about other countries).