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by regularemployee 2006 days ago
The replies to your comment is correct. If you are making 300k+ a year, you can borrow money easily for rainy day. I also have many close friends and I have a developed a habit of reaching out for help early when I feel mentally unhealthy. So I think "a step away from making your own life a disaster" is not likely.

"OP is on average likely to help more people" -> A few years ago, I've come to conclude that the goal of achieving "more" is a toxic goal and I've come to accept the mindset of doing just enough. Helping only 1 person is good enough for me, I don't have a desire for helping a statistically significant number of people.
1 comments
viraptor 2006 days ago
That was supposed to be "help people more" rather than "help more people", sorry. What I had in mind is that if anyone you're helping comes to rely on your continuous support and you're suddenly unable to work for a year due to health issues, you'll have a problem anyway. Unless you have a home with no mortgage and other people can step in to both support you long term and the people you've been helping.

I'm thinking less of "achieving more giving" and more of "what's the plan when you're current support system fails long term".

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regularemployee 2003 days ago
> "help people more"

Thanks, I agree :)

> If anyone you're helping comes to rely on your continuous support

From my experience, everyone I've helped is trying to get out of the situation so they are not depending on me for 2.5k / month. Compared to a real job, my help is unsustainable in the long run and depends on my job / health / lifestyle. They know that, I think its common sense. Also, 2.5k is not alot of money to rely on for their families.

> and you're suddenly unable to work for a year due to health issues, you'll have a problem anyway.

I have a great network of friends / family. Alot of friends I grew up with, I helped them get jobs in early 2000 and they are all millionaires. My family is not poor either so I think I have a cloud to fall back on (thankfully).

> I'm thinking less of "achieving more giving" and more of "what's the plan when you're current support system fails long term".

Despite a strong support group (family and friends), I'm always prepared for the worst case scenario. I've worked with a homeless person before, someone whom I really respected. I don't mind living homelessly. As long as I am a good person at heart and have good intentions, it doesn't matter what financial situation I live in.

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