[willheim]

Would a company such as Facebook even want to go solo in being a credit provider? I don't see it. I do see them partnering with one of the big credit providers to create a FBCard. Then they could say that to use or purchase FBCredits you must use the FBCard which would also be a normal Visa/MC which could be used in any regular bricks and mortar place (with FBCredit rewards?) Imagine the data mining they could do on that! Now you have a FB user buying FBCredits for games/whatever AND they know what restaurants you frequent, what groceries you buy, if you smoke or not, etc., etc. And they would be able to do it all without the hassle of setting up their own credit department and collections issues. And they could probably do it so that a parent could sign up their under 18 kids for the card so the CC companies would love to get in to that market!