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by xrikcus
2020 days ago
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I was confused about this for a long time. In the UK liability coverage seems to be intended to pay for the harm, so my last UK insurance had 12M GBP of cover if I remember correctly (and after that limits were removed I believe). In the US it is intended to cover your net worth so if you are sued you don't lose anything so when I first moved here and opted for $1Mn they told me I was over insured. |
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