[youngtaff]

One of the answers to this problem would be to roll Employees National Insurance into Income Tax

At the moment NI is only paid on 'earned income' - Salary & Benefits

Merging it into Income Tax would mean it's also applied to 'unearned income' – savings interest, dividends etc

Would also remove the anomaly that people who reach the state pension age don't pay NI even if they carry on working