[fistfucker3000]

Savings rate is a function of income. What if your income is zero because you've lost your job due to a pandemic?

[xyzzyz]

If incomes were going down, you’d expect decrease, not increase in savings rate.

[fistfucker3000]

If someone makes no income, they're not counted in the savings rate is my point. It's like people who do not look for work not being counted as "unemployed"