[mthoms]

No, I'm not challenging the premise, I'm challenging your framing.

Your comment implied sinister intent: That exchanges go offline at key times in order to scam people.

No evidence was provided of that. The sources you provided point to technical problems that are perfectly understandable during a massive, unpredicted surge in such a technically complex field.

[TylerE]

There is a long history of exchanges explicitly scamming people.

Way beyond giving them the benefit of the doubt at this point.