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by nikisweeting 2013 days ago
That merchant-facing fee is how you earn cashback/points when you're a credit card holder. Instead of passing it on to you in the form of points or cash back, Privacy.com keeps it.

> Card issuers can afford to pay cash back because merchants pay an interchange fee on each transaction.

https://www.creditcards.com/credit-card-news/cash-rebate-cre...