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by EliRivers 2022 days ago
The stock market has had a ridiculous year.

I'm mostly dull indicies, with a middling adventurous fund that has more than doubled in the last year; my investments increased by about 30% overall. My investments brought home more money than I did (I've been in full-time employment throughout) and I'm starting to wonder if Piketty wasn't on to something.

Utterly passive and zero effort on my side; I just do what they say and stick my pennies into indicies (and a small amount into more adventurous funds).
1 comments
ghaff 2022 days ago
Yeah, this has been a good year so far. I actually pulled a decent chunk of money out early on. I'd have been better off not doing so though it probably helped me sleep better through some of the swings. And, even so, it's been a good year with almost entirely passive investing.

Of course, it's not just this year. Anyone who has been able to have a significant of money in the market over the past ten years with any reasonable diversification strategy has done more than OK--even if they've been somewhat conservative.

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EliRivers 2022 days ago
it probably helped me sleep better through some of the swings.

I do that by not looking. Didn't check the value of any accounts from about late March to September. Just kept putting my pennies in like always. Doing what they say has worked out pretty well so far; buy the dips, buy the peaks, buy whatever there happens to be the same time every month when I have some pennies to spare. The conventional wisdom on investing seems to work out so far. As you suggest, anyone just dumping it into index funds over the last decade has had a good ride.

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