[nostromo]

I looked into this (and even implemented it for a time) but by every analysis it was better to ignore dividends and instead focus on total return. If you want monthly income, just draw down the assets monthly.

By the way, this is called a carry trade. If you’re using a lot of leverage for small interest (1.9%) returns, it can seem like free money until it blows up in volatile times and results in huge losses. So anyone considering this should keep an eye on risk.

[bob1029]

I agree with this position - I am not running a pure value-oriented portfolio. It is very nearly a 50/50 blend between value/growth at the moment. Only ~25% of my portfolio represents investments explicitly for purposes of driving dividend income (REITs). I say 2.9% as a "safe" figure in context of investments that are more-or-less idle without all the stress (i.e. holding a bunch of TSLA is not always fun). In reality, my total portfolio is more than doubled YTD, but I wouldn't publish that as a typical figure.

[User23]

I prefer the other side of that trade. Losing a grand or two a month for a year and then making 100k is lots of fun.