[gorbachev]

It depends.

You can't, if:

1. you have a chronic illness that requires a good healthcare plan to be treated affordably

2. you have a large family

3. your student debt is larger than average

4. you have a large mortgage

5. your have other financial liabilities you can't afford to handle without good paying job

6. you have no retirement savings or they are insufficient

Items 1, 2, 3 and 6 are non-issues in Scandinavian countries.