[smallnamespace]

I read it as:

> ... provide their business users with access to capabilities which are regulated_,_ with those capabilities fulfilled by entities with the appropriate licensing ...

Short version: we do the hard things for you so you don't have to. Correction welcome if that comma doesn't convey the intended meaning.

[pbalau]

The comma I got on my own, after some time. I'm still not clear on what those capabilities are.

[strogonoff]

Capabilities = stuff described on the landing page. If you provide that stuff yourself, you’d be breaking Stripe’s terms. If you use Stripe’s mechanisms, which under the hood delegate to entities Stripe trusts, you’d be fine. (IANAL.)

[graeme]

Financial or banking capabilities, I think