[ubermon]

you seem really uninformed about what is happening in this space. Just to name a few, incredible fast settlement with lending and yielding; Automatic Market Maker; Decentralized Exchange guaranteed with no wash trade, insolvency and max transparency, etc. Those defi projects are pretty much all killer apps. Hard to believe you have been in financial industry to not recognize those solid use cases and how they eliminate the middle man and premium paid for trust.