Very likely, from my perspective I can't live my life saving all my monetary resources to only enjoy my life when I'm on my 50s or 60s. I'm not born in wealth or in a wealthy country, I had to work a lot to get out of the initial hand life dealt me, including getting out of my home country.
I won't sacrifice another 10-15 years of my life while I'm young to have a possibility to have all the time in the world when I'm 60.
True. I'm old and I just have no desires anymore to spend money on. Low appetite, low libido and low energy, tired of traveling ... wish I had 1/100 of that money when I was young.