| Apartment $5k/m ($2.5k your half). Prior to covid, find apartment within 30 biking to work, get two bedroom, split with roommate. Going out $150/month Limit yourself to going out with coworkers once a week, social gatherings once a week and a rule of only buying one drink while out. Groceries & clothes $400/m Make all your meals at home unless your work offered fully subsided meals and or on specific days subsided meals. For clothing, only buy once the piece no longer serves it's function. Do not buy simply because it looks good or it has some "new feature". Subscriptions $70/m Netflix, Spotify, GitHub, Youtube Red, and Audible. Books $50/m Libraries are a good saving spot here but sometimes you're unable to get some of the new technical books. Bike maintenance $500/yr You're going to put wear and tear onto the trusty bike. Remaining $0-10k/Yr Yolo. Flights back to see family. Replacement bike if it gets stolen. Random transit trips to see friends. |
Free beer, pizza and get to meet interesting people.