[adjkant]

> I just wanted to point out that it's unlikely to be something endemic to the space.

I'm still not sure why that would be the case. FWIW I don't suspect it is either, but I don't see any reason it would be more or less than the tech community at large. In this case, Coinbase is reflective not of the subcateogry but of leadership.

> Access to financial services like loans for instance

https://blockfi.com/apply-for-crypto-loan

> Along with our proven KYC/AML process, we review an applicant’s credit history and other information to assess for risk.

This still has all the normal hurdles for a loan. Just because the asset is on a ledger doesn't remove the human factor. Not to mention that a direct collateral backed loan is already very unlikely to get rejected at a traditional financial institution. I didn't find any actual crypto loan options that weren't collateral backed from a quick search. Am I missing other options?