[isthatsoup]

I don't have any data I can share because obviously negotiated rates are confidential... what planet do you live on?

Apple is going to be among the very largest merchants in the world by card processing volumes - it's actually ludicrous/naive/cute that you think they would have the same rate as a random family corner shop.

I'll give you a hint: the flat rate component definitely goes away over a certain volume. The % component then shrinks significantly too.

I would recommend you stop talking confidently about things you clearly have no experience with - card processing rates for large merchants.

That's about as much detail as I feel able to divulge.