[smcj]

The problem is that in the united states access to colleges and universities has shifted from those who are gifted to those who can pay it.

How long can a society afford it to let gifted people clean desks and wash cars instead of giving them the education they deserve to create benefits for the society?

Every educational system which expects people to pay tuitions gives a up long-term benefits for a short-term monetary gain.

Additionally it teaches young people that it is OK to have debts. It is not. Never. Don't buy what you can't pay.