[Broken_Hippo]

We all live in a society. If folks need help in an exceptional time and you do not help them, folks will remember that you spent the time locked in your bunker instead of helping the neighbor whose supplies were flooded. Someone is always going to be forced to rely on others: A wheelchair cannot easily go over downed limbs, for example, and the user won't necessarily be able to flee a fire without help.

Additionally, if you want folks to be prepared, they need both the means to prepare and the space to do it - which basically means having a robust safety net and/or minimum pay laws.