[jolmg]

A subset of the poor, perhaps. Aren't you generalizing too much? I think you're assuming too many behaviors from a word that simply means current lack of money. I would think that some portion of the poor if not most would be interested in long-term solutions to their problem.

[silverpepsi]

Fresh college grads generally are poor but the term in this context is never used to describe their social class. We'd instead describe them as broke, as we expect they'll soon improve their lot. Poor hence obviously indicates the class for whom the probability of doing this is below average if not terrible. It's a probability on a collective not any rule applied to an individual