[usr1106]

Having lived in several European countries I'd say Finland has probably one of the weaker health care systems.

* every legal resident has access to basic health care in their own municipality. A visit costs around 30 euros, max 700 euros a year (Which is a lot compared to Germany, cheap compared to the US). Queues can be long, several weeks. Negotiation skills help, but as a foreigner you might get blocked completely as a trouble maker if you think to negotiate in English

* nearly everybody with a full employment contract has basic health care coverage by their employer at a private provider. Normally you get an appointment the next day or so and you pay absolutely nothing. So most employed people just skip their "free" public health care, because it is worse. Yes, the employement health care is subsidized by tax money (although they are cutting back). This is not mandatory, so the details especially for mor expensive treatments and examinations vary a bit. When your employer stops paying you need to fall back to public service or pay yourself.

* for kids around 50% have private insurance to avoid the queing at the public service

* medicines are expensive compared to Germany, but cheap compared to market prices. Well, basically they are covered by the public health insurance, but the compensation is far from 100%, own contribution max 600 euros a year.

* hospital care is 50 euros a day, max 700 a year. There can be some queues, but for acute cases there should be no problem. (Non-acute cases can be a pain.)

In real serious cases the 1500 or so Euros you pay a year is of course cheap compared to complete bankruptcy or even remaining without good treatment. Being relatively healthy paying several 100 Euros a year is more than you would pay in many European countries with a public health insurance systems.

[djhn]

Actual data from OECD is available, so we don't have to rely on anecdotes.

It is by far not "one of the weaker health care systems".

https://www.oecd.org/health/health-systems/health-care-quali...

[usr1106]

> one of the weaker health care systems

Definitely not worldwide, maybe not even over whole Europe. I said of several European countries that I have experience of. That's a huge difference.

Remember the old saying: Don't believe any statics that you have not manipulated yourself.

Fact is that even OECD statistics about Finland is made by Finns. And Finns take a lot of pride in having their country look well internationally. The whole 90 day program is such a sign. Systematic doping in skiing happened over decades. After a big scandal in 2001 when it became public results have been much more mixed.

Normally these good international rankings are celebrated by the press. When the first World Happiness Report win came 2 or 3 years ago, for the first time the reactions were mixed: Local social research could not really find any explanation. Happiness is certainly not noted in the country on a regular basis.

My daugther, grown up in Finland, showed me the explanation posted on her social media channels: All those who are not happy are driven into suicide and no longer count.

While I don't say that that's the truth, there is a background to the cynicism: Suicide rates in Finland are 50% [1] higher than in Sweden, which is pretty close. Some say a neighbor country, but that might exaggerated because there is a sea in between.

Remember Nokia being the world leader in mobile phones? Less than a decade later they were out of business. All the time they were hiring those best engineers in the world...

I am far from claiming that everything is bad in Finland. But I have learned that these international comparison studies have to be taken with extreme caution. They report things that you don't necessarily see in your daily life, when you see people just not getting that doctor appointment.

Edit:

[1] That figure is either 20 years old or covers just young adult males. I cannot find fresh reliable figures now. But there has always been significant difference. OECD wrote: "Suicide rates in Finland fell by 25.8% from 2000 to 2011 compared to the OECD average reduction of 7% over the same period, and are still falling. Despite this impressive fall, Finland’s suicide ratesremain one of the highest in the OECD."

[enra]

> Then the first World Happiness Report win came 2 or 3 years ago, for the first time the reactions were mixed: Local social research could not really find any explanation. Happiness is certainly not noted in the country on a regular basis.

What I remember reading about this is that the researchers pointed out that there are cultural differences, so "happiness report" has to normalize for it. For example Americans often talk how happy or unhappy they are, or how much they "love" something, but Finns don't generally think this way or almost ever say "I'm happy (olen onnellinen)". There is also a certain cultural modesty, so in conversations you rarely make extreme statements like "I'm really happy" which could make you seem superior to others, you would rather say something like "things are good". I think what the happiness report concluded that while many people don't state or show extreme joyful happiness, many are more content or in peace with their life and have less anxiety.

That's my personal observation following my friends or family in Finland and comparing that to friends and family in California. See that people in US have more extreme need to achieve, work very long hours, compete and be better than others, be joyful constantly, but also have lot of fear and anxiety, especially when it comes to children. Many of my Finnish friends have both parents working and they have to do very little for the kids schooling. Kids go to the school by themselves and are expected to do their homework by themselves.

In US one of the parents have to be almost 100% homemaker and even then it's a lot to raise a family since you get very little help from the society. They also more have worries and anxiety of their own future and their children futures. Are they safe? If they get sick will do we afford healthcare? Can they get educated? Can they get a job and live good life? Can I retire when you need to? The competitiveness even seeks in to the very first years of the children's life where in Finland you don't even get grades and there are no standardized testing until you're 18.

In Finland, people might have similar fears or anxiety, but in lesser degree since most of those situations are covered by the society.

[deanclatworthy]

This is very accurate and has been my experience too. Public has been great when acute (broken limbs) and frustratingly slow with chronic but dehabilitating conditions.

[zooweemama]

I live in Finland and can confirm that this accurate.

[refurb]

Thanks for sharing these details. It’s always interesting to read what the system is like on a day to day basis versus talking about “universal care” as if every system is identical.