[ciarannolan]

You're "making good money in Silicon Valley" and don't have health insurance? Are you freelancing and choosing not to purchase insurance?

[bleepblorp]

The overwhelming majority of Americans who experience medical bankruptcy have health insurance.

[purerandomness]

You're obviously not from the US.

In the US, they have this concept of a "pre-existing condition", and depending on your situation, a health insurance might cover it, or not, as far as I understand.

Even making good money in SV, you can still end up with a medical bankruptcy (or your family, for that matter).

[sgerenser]

Since the ACA became law in the US (10 years ago) all health insurance has to cover preexisting conditions.

[ciarannolan]

You're about a decade late with this comment.

Just like I won't expound on German healthcare policy, maybe you should reserve judgement on US healthcare policy until you actually know what you're talking about.

[misterpigs]

You're assuming that whatever you're stricken with leaves you in good enough health to continue working.

[refurb]

But that’s true in Canada as well. The medical expenses might not bankrupt you, but not being able to work will.

https://bankruptcy-canada.com/bankruptcy/causes-of-bankruptc...