[arielm]

It’d be great if someone who speaks legalise could read the terms and share the highlights in plain English.

While the “if you’re not paying you’re the product” statement is still true, Microsoft’s motive can be more grand, ie. dethrone Google Analytics, as a business objective and less so about collecting usage data.

That said, it’s probably not the case.

[XCSme]

Well, they probably want to dethrone GA just so that they can take their place, not to help humanity.

About your first point, maybe there is some GPT-3 AI that can read Terms & Conditions and make a summary of what personal data is collected, how is it used and if it's shared with third-parties.