If Chase had an official responsible disclosure policy at the time, I'd agree. But he mentioned his actions pre-dating Chase having any such thing. That is a far less solid footing, and one where talking to a lawyer can drastically improve your situational awareness.
Most lawyers will give you an initial consultation for free. Even if you don't hire one, just consulting with one can immensely improve your ability and confidence in navigating things solo.
Most lawyers will give you an initial consultation for free. Even if you don't hire one, just consulting with one can immensely improve your ability and confidence in navigating things solo.