[dvdkhlng]

"Harm" is difficult to assess in some cases. What about the bunch of school children who faced a higher than normal probability of traffic accident because somebody illegally parked near a pedestrian crossing? You can't really claim losses against somebody who endangered your life, before anybody is hurt. Maybe that's what fines are for...

[weareallcowards]

Easy: you issue fines paid to the school such that they'll earn whatever a student's life is worth within the expected time period of a student dying from an illegally-parked car. Then you can mandate that the schools put the proceeds into a fund for the affected families.

That would be an efficient use of resources. This whole "law-making" thing isn't hard at all, what do they do all day in Congress?