[tanseydavid]

Thank you for the time-scale comparison on a level with money transfers as opposed to POS Credit/Debit -- it is a more appropriate comparison IMHO.

Here's one interesting angle in POS comparison that I never see mentioned anywhere:

VISA, MC, AMEX set a high-standard being able to very quickly process transactions even under high-load times like holidays.

But they did this in part, because they practically had to...Think of holidays shoppers at physical retail stores lined-up at a cash register -- they need approved or denied answer ASAP.

But with that sales model is dying a noticeable death -- no one doubts it will soon be gone -- which brings me back to BTC and and me finally making my point

If you're making a retail purchase from Amazon and choose Next Day for delivery, does it matter that BTC is going to take 15 minutes or even 30 minutes to clear?