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by dannyw 2064 days ago
May I offer another tale:

• PayPal account holder for 14 years.

• Occasionally sell on eBay, and send/receive payments for freelancing work (maybe $10k a year)

• Semi-regularly buy and sell bitcoin for PayPal (about $1-2k a month)

• Never had eBay buyers claim DOA or anything suspicious, including high value sales (think GPUs, etc).

• As of a year ago, added to the “Funds Now” program which means my money will never be placed on hold, even during a dispute.

• The program worked as intended, as I was able to access my funds even during a dispute.

• For disputes I’ve had to make, they’ve always been resolved in my favour.

• Back when they had phone support pre-COVID, I always got local reps who knew what they’re doing.

On the other hand, last month my bank banned me and closed my accounts for depositing money into a local, regulated bitcoin exchange; with a letter giving me one day to sort out alternate banking agreements.

Go figure.

2 comments

Look, believe it or not, I am in the same boat - never had issues with paypal, but neither I'm a heavy user. Randomness and the severity of paypal actions is a huge issue for me.

The subject of the discussion is paypal's surprise wedding with crypto. As stated in the above comment, my argument is: from customer perspective it is a bad, crazy proposition.

Hey, paypal has a loooong history of random, inexplicable deplatforming of customers, and mixing that corporate attribute with crypto makes sense only on executive powerpoint slides.

What is your country?