[A4ET8a8uTh0]

You are not wrong, but the link I listed is relatively recent. Things like that rarely change that fast. Not to mention, both of your examples likely have working compliance units ( and FinCEN wants exchanges to be compliant ). The mixer FinCEN busted didn't and wasn't.

Also, again, I am not a lawyer. In other words, I fully accept the possibility that I am wrong.

However, I do know how conservative banks are.