[ackbar03]

This seems to you like a problem, but its actually a major plus for central banks since it gives them a tighter control on economic policy, its actually been touted as one of the major benefits.

Yes it would suck if the value of your money suddenly decreases, but say the central banks wants to subsidize low income groups or small businesses or green tech, they can do that directly digitally without it worrying the money goes to the wrong people / or taken advantage of by the banks, like what we saw with the pandemic

That being said, there are always pros and cons of a centralized entity gaining more control