[rayhendricks]

Much of the population who invests in index funds. Look at this article from 2013, look at AAPL and XOM performance then, https://www.forbes.com/sites/dividendchannel/2013/01/25/exxo...

Index funds have allowed me to not have to save for retirement anymore (have enough based on FV calc), and yes buying the FAANG stocks 6 years ago would have yielded much larger returns, but could also have yielded losses if they went the way of Exxon.

[marketgod]

Definitely. Not saying don't put money in ETFs but the returns aren't as fast and you have to earn a good salary to do so.

However adding some money into the market leaders would be a wise idea IMO. I.e. TSLA and AAPL. Since you are in the ETF ($SPY) for now then you are already invested in AAPL as it's the largest portion of it so adding TSLA which is going to be $5,000 in a decade would be wise.