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by nym3r0s 2085 days ago
This is precisely why I went with YNAB [0], started budgeting better and saved quite a bit of money.

Everyone who sees me paying for an app (I'm from India) ask me - "why can't you just use excel and do the same thing for free?". Excel sure is powerful, but in real life, your mileage may vary.

[0] - https://www.youneedabudget.com/